The Revolving Working Capital Finance (RWC) is tailored to meet the SMEs' needs. The RWC Scheme offers a wide range of secured and unsecured facilities that works like an overdraft. The Scheme provides the following for our SME clients:
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Types of Loan
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Factoring/Accounts Receivable
Using accounts receivable as collateral, this is an effective way to raise additional working capital. |
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Commercial/Industrial Property
Our RWC facility is granted against borrower's unencumbered property. |
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Debenture (Revolving) (up to 4 years)
Using borrower's unencumbered machinery as collateral, this facility provides additional funds to accomodate working capital needs. |
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Trade Finance Facility
This facility provides financing for the borrower's import/purchases
of goods under letters of credit and trust receipts arranged by HLF. Suppliers'
invoice financing is also available. |
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