var ArrayQn = new Array();
var ArrayAns = new Array();

ArrayQn[0] = 'What is "flat rate"?'
ArrayAns[0] = 'Flat rate is the fixed rate charged on the full amount financed for the entire hire purchase term.'

ArrayQn[1] = 'What is "effective interest rate"?'
ArrayAns[1] = 'Effective interest rate is the actual interest rate you pay as a hirer on your loan over a specific time period.'


ArrayQn[2] = 'How do you explain the interest rebate calculation using the Rule of 78 method?'
ArrayAns[2] = 'Interest Rebate Calculation:<br>The interest rebate calculation is based on the below formula: <p>- Interest Rebate (R) = n(n+1) X TC / t(t+1) where R = Term Charges Rebate,  n = unexpired term ( in months ), t = total repayment period, TC = Term Charges <p>For example: <br>- Amount Finance = S$100,000, Interest rate = 2.7% p.a. flat rate, Loan (number of yrs) = 7 yrs (84 mths), Hirer full settles after 5 yrs, unexpired hiring period is 2 yrs or 24 mths <p>Thus, interest rebate is computed as follows:- Interest Rebate (R) = 24(24+1) X (S$100,000 X 2.70% X 7) / 84(84+1) = S$1,588.26'


ArrayQn[3] = 'What documents are required?'
ArrayAns[3] = '1. Income proof (IRA) for Used Cars or income declaration for (New Cars) <br>2. Insurance (can be arranged by Hong Leong Finance Limited)'


var tempVar = 'Sign up for immediate approval, complete our <a href="javascript: popupwindow_newcarloan()" onMouseOver="window.status='
tempVar += "'New Car Loan Application Form'; return true"
tempVar += '" onMouseOut="window.status='
tempVar += "''; return true"
tempVar += '" class="contentsmall">new car loan application form</a> or <a href="javascript: popupwindow_usedcarloan()" onMouseOver="window.status='
tempVar += "'Used Car Loan Application Form'; return true"
tempVar += '" onMouseOut="window.status='
tempVar += "''; return true"
tempVar += '" class="contentsmall">used car loan application form</a> or call us at 1800-3388 338 or <a href="../branch/index.html" class="contentsmall">branches</a> for assistance.'

ArrayQn[4] = 'How can I apply?';
ArrayAns[4] = tempVar;

var totalItem = 5

var itemID = 'carloan'

var viewID = new Array(itemID,totalItem,'view_Car');

generateViewClose();

generateFAQ(itemID,totalItem);

ArrayFAQ[0] = itemID+';'+totalItem;