var ArrayQn = new Array();
var ArrayAns = new Array();

ArrayQn[0] = 'If my HDB flat has been fully paid up, can I still mortgage my flat to HLF to obtain funds for other uses?'
ArrayAns[0] = 'No. All HDB flats cannot be re-mortgaged for loans to raise funds for other uses.'

var tempVar = '<ul><li>Completed HLF Application Form duly signed</li><li>Copies of applicants'
tempVar += "' NRIC</li><li>Income Documents:</li><ul><li><b>Salaried Employee</b></li><ul><li>Latest CPF 15 months Contribution History Statement</li><li>Latest computerised payslip</li></ul><li><b>Self-Employed</b></li><ul><li>Latest 2 years Notice Of Tax Assessment</li><li>Latest 12 months Bank Account Statements</li></ul></ul><li>Option to Purchase</li><li>Valuation Report by HDB-Assigned Valuer</li><li>Latest CPF statement of account (if CPF usage is involved)</li><li>Latest CPF Public Housing Withdrawal Scheme statement of existing property (if applicable)</li><li>Option to Purchase for sale for existing property (if applicable)</li><li>HDB statement of account of existing property (if applicable)</li></ul>"

ArrayQn[1] = 'What are the documents required for a HDB Home Loan application?'
ArrayAns[1] = tempVar


ArrayQn[2] = 'Can I use CPF Savings?'
ArrayAns[2] = 'Yes. You can use CPF towards the purchase of the HDB flat, payment for Stamp Duty, Legal Fees, repayment of Bridging Loan and Monthly Instalment of the loan.'


ArrayQn[3] = 'Where can I obtain my CPF Statements and HDB Statement of account?'
ArrayAns[3] = 'You first need to make a SingPass request from http://www.ecitizen.gov.sg and then use that SingPass for the following :<ul><li>Check on your CPF account or view your CPF statements at the CPF website http://www.cpf.gov.sg</li><li>Check on your HDB Outstanding Loan Statement for the last 12 months (if applicable) at the HDB website http://www.hdb.gov.sg</li></ul>'


ArrayQn[4] = 'What is the maximum loan I can borrow for purchase of a HDB flat?'
ArrayAns[4] = 'Up to 80% of Purchase Price or Valuation (by HDB-Assigned Valuer), whichever is lower. However, if you have one or more outstanding housing loans at the time of application, you can only loan up to 70% of the Purchase Price or value of the property, whichever is the lower.'


ArrayQn[5] = 'If the Purchase Price is higher than Valuation, can the difference be financed?'
ArrayAns[5] = 'The difference must be paid by cash and no Bridging Loan can be granted for this amount.'


ArrayQn[6] = 'If the sale proceeds from my existing flat is not in time to pay for the new purchase, will Bridging Loan be granted?'
ArrayAns[6] = 'Yes, subject to assessment of eligibility criteria. However, Bridging Loan will not be granted alone without Term Loan.'

var totalItem = 7

var itemID = 'hdbloan'

var viewID = new Array(itemID,totalItem,'view_HDB')

generateViewClose();

generateFAQ(itemID,totalItem);

ArrayFAQ[1] = itemID+';'+totalItem;