3, 9 and 12 months Golden Rat Fixed Deposit Promotion
Golden Rat Fixed Deposit Promotion


Attractive deposit rates

Secure high returns

Flexible tenures

Choose from 1 week to 36 months tenures to suit your needs

Senior citizen bonus rate

Enjoy additional 0.125% p.a. interest for deposits of 12 months and longer


Minimum deposits for the different tenures are:

  • S$500 for 3 to 36 months
  • S$10,000 for 1 to 2 months
  • S$100,000 for 1 week

An insured deposit under the Deposit Insurance Scheme .

Rules and regulations governing fixed deposits.

Senior citizen rate is applicable for non-promotional deposits of less than S$50,000 on 12 months or longer tenure only.

For retail fixed deposits, you can visit any branch to perform your new placements, renewals or withdrawals. Terms and conditions apply.


  • 15 years old and above in general
  • Senior citizens must be 55 years old and above to qualify for the bonus rate
  • Singaporeans and Singapore PRs (NRIC is required)
  • Foreigners (Passport with Work Permit/Employment Pass/Student Pass are required)

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