• Refer your children, grandchildren, parents, spouse and friends (“loved ones”) to save with us and you win up to S$1,588 cash.

Refer your children, grandchildren, parents, spouse and friends (“loved ones”) to save with us and win up to S$1,588 cash.

From now to 9th November 2023, refer your loved ones to start deposit relationship with Hong Leong Finance. Both of you will be rewarded with a S$10 reward (cash credit or NTUC shopping voucher) each for every successful referral when the loved ones open a Fixed Deposit or savings account with a minimum deposit of S$500. The more you refer, the more you will be rewarded. Start referring now!

Be the most active referrer and win S$300. 3 prizes to be won.

That is not all. On the HLF Celebrations Referral Card that you pass to your loved ones, pen a creative and heartwarming greeting to them and capture a picture of the greeting in a social media post with hashtag #HLFHuatAh. Both you and your loved one could walk away with up to S$1,288 cash prize if your greeting is one of the three winning entries. Winning greetings that are not put up in social media will still be entitled to S$1,000 cash prize.

Share with your loved ones the benefits of saving with Hong Leong Finance to grow their wealth. Our savings accounts and fixed deposits offer attractive interest rates. They are on simple straightforward terms with no complicated investment or loans and spending requirements. Spread the delights of saving to meet your loved ones' aspirations. Refer them today.

Hurry! Promotion ends on 9th November 2023!

T&C apply.

Easy steps to win


  1. Referrer must be an existing Hong Leong Finance (HLF) deposit customer.
  2. To refer, use the referral card to identify yourself by putting down your full name (as per identity card) and deposit account number for reward crediting. The referral card is downloadable here or obtainable at any of our branches.
  3. *Pen a creative and heartwarming greeting to your loved one or friend on the back of the card.
  4. *Capture a picture of the greeting and post it publicly on Facebook and/ or Instagram hashtag #HLFHuatAh.
  5. Pass the referral card to your loved one or friend whom you are referring.


  1. When your loved one or friend brings the referral card to our HLF branch to start a deposit relationship with successful opening of a Fixed Deposit or Saving Account with minimum deposit of S$500, both of you will get S$10 reward each (Referrer will receive a S$10 NTUC shopping voucher via emailed, referee will get a S$10 cash credit into their account).
  2. *If your greeting to the loved one or friend is selected as one of the three most creative ones, you will also get to win S$1,288 cash prize for posting it in the Facebook &/or Instagram with hashtag #HLFHuatAh. (N.B. For a winning entry that is not posted in social media, the winner will receive S$1,000 cash prize)

* These steps are relevant for taking part in the Greetings contest (to win S$1,288) only.

Some greetings received from our customers
Our Winners from the previous Depositor Referral Promotion Dec '22 to Feb '23

HLF Celebrations Referral Card. Or collect it at any of our branches.

An insured deposit under the Deposit Insurance Scheme. Insured up to S$75K by SDIC.

Terms and Conditions governing deposit accounts.

Rules and Regulations applicable to Fixed Deposits placed prior to 20 Sep 2021.

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