Golden 55 Plus Account


Attractive rates with flexible tenures

Secure high returns and choose from 12, 15, 18 and 24 months tenures to suit your needs

5.0 % maturity bonus

Receive bonus on interest earned upon deposit maturity

Auto-renewal upon maturity

Enjoy the convenience of contactless auto-renewal with Fixed Deposit Advice


  • Minimum deposit of above S$50,000
  • Auto-credit of monthly interest payout and maturity bonus into your linked Savings Account
  • Easy opening of Savings Account with minimum S$10 initial deposit

Fixed Deposit will be renewed automatically with principal only on same tenure upon maturity and Fixed Deposit Advice will be issued for customers’ record. Click here for more details.

For contactless transactions, customers may use Instruction Form for top-up of the Fixed Deposit, renewal to a different tenure or withdrawal. Click here to find out more.

An insured deposit under the Deposit Insurance Scheme. Insured up to S$100K by SDIC.

Terms and Conditions governing deposit accounts.


  • 55 years old and above
  • Singaporeans, Singapore PRs and foreigners
  • NRIC/Work Permit/Employment Pass/Student Pass is required
Interest Rates
Tenure (Months) Interest Rates 1
(% p.a.)
Maturity Bonus 2
Effective Rate
(% p.a.)

  1. Applicable to depositors aged 55 years old and above. For deposit amount of S$50,001 to S$999,999. No premature withdrawal penalty.
  2. Depositors are entitled to the Maturity Bonus on the Fixed Deposit interest earned when they complete the 12-month, 15-month,
    18-month or 24-month Fixed Deposit term.
  3. Rates are only indicative and subject to change at any time without prior notice.
  4. Terms and Conditions governing deposit accounts.


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