Premium SAVER Account

Attractive Daily Interest Rates

Our savings account interest rate is highly competitive. Experience the advantage of Premium SAVER Account that rewards higher balance at a better interest rate from the first dollar in the account. This makes your hard-earned money work even harder for you.

Interest Rates

_{Note: Rates are indicative only and subject to change at any time without prior notice.}

No strings attached

Premium SAVER Account is designed to make saving simple and fuss-free. You can enjoy the attractive interest rates without any additional monthly requirements or hidden costs:

• No Salary Crediting
• No Minimum Card Spend
• No Monthly GIRO
• No Fall-below Fee

How to open a Premium SAVER Account on HLF Digital App

For Singaporean & Singapore Permanent Resident (PR)

1. Download HLF Digital App from Google Play or App Store.
2. Tap Apply Now — Select "HLF Digital (for new customer)" to apply for Premium SAVER Account.
3. Authorise data retrieveal from MyInfo with Singpass.
4. Input Other Personal Details (e.g. Employment) and Give Marketing Consent.
5. Create your User ID, Password and PIN. Input Referral Code, if any, and submit aplication.

Look out for your application approval email.

For Foreigner with valid work permit, visit the Hong Leong Finance branch nearest to you with:

• Passport and Work Permit
• Either one below for proof of local address:
  Utility Bill, Telephone Bill or Bank/Credit Cards Statement

FAQ

1. What are the benefits of a Premium SAVER Account?

   The Premium SAVER Account offers attractive interest rates of up to 1.88% p.a. for savings, with no requirements such as minimum salary credit, card spending, monthly GIRO deposits, or maintaining a minimum balance.

2. What is the minimum deposit amount required to open a Premium SAVER Account?

   The minimum deposit amount required to open a Premium SAVER Account is S$500.

3. What are the savings interest rates under Premium SAVER Account?

   Savings interest rates (p.a.) for the first dollars :
   1.68% p.a. for Deposit Balances from S$500 to < S$500,000
   1.78% p.a. for Deposit Balances from S$500,000 to < S$2,000,000
   1.88% p.a. for Deposit Balances from S$2,000,000 to S$5,000,000

   Customers who start saving with the minimum amount (i.e., from S$500) can earn 1.68% p.a. in interest returns.

4. When will the interest be credited to Premium SAVER Account?

   While interest is calculated daily, total interest earned will be credited monthly to Premium SAVER Account on the last day of each month.

5. What is the eligibility to open a Premium SAVER Account?
   • Aged 15 years or above
   • Singaporean & Singapore Permanent Resident (PR)
   • Foreigner with valid work permit

6. Is the Premium SAVER Account insured under SDIC?

   Yes, the Premium SAVER Savings Account is insured up to S$100,000 by Singapore Deposit Insurance Scheme (SDIC).

An insured deposit under the Deposit Insurance Scheme. Insured up to S$100,000 by SDIC.

Terms and Conditions governing deposit accounts.