Fixed Deposit Account

Attractive Interest Rates

Flexible Tenures

S$500 Minimum Deposit

Enhance your company's liquidity and yield with Hong Leong Finance business fixed deposit solution, which offers very competitive corporate fixed deposit rates over a wide range of tenures.

You can start earning attractive interest rates on your deposits with our business time deposit and let your company's funds work harder for you. Whether you need a short-term deposit or a longer investment, we offer flexible tenures to suit your business needs.

Enjoy the convenience and security of our corporate time deposit. Our Business Fixed Deposit Account catered for businesses and corporations, be it a small enterprise or a large corporation, offering the best way to raise your company’s funds while earning higher returns.

Opening an account is quick and easy. All you need is a minimum deposit of just S$500. Our competitive interest rates are designed to help you earn more and get the best possible returns; an ideal SME time deposit option for accessible growth.

Find out the benefits of our Business Fixed Deposits today. We will help you enhance your company's liquidity and gain high yield with our attractive interest rates.

Documents Required

Private Limited / Public Listed
1. Duly signed Application Form, Account Operating Mandate, FATCA, CRS and Authority & Indemnity Forms
2. A copy of the ACRA Registration
3. Director’s Resolution with Specimen Signatories (Sample)
4. Certified true copy of Signatories’ NRIC
5. Certified true copy of Memorandum & Articles of Association
6. Letter of Instruction for Opening & Placement of Funds for the Fixed Deposit Account
Non Profit / Charity Organisation
1. Duly signed Application Form, Account Operating Mandate, FATCA, CRS and Authority & Indemnity Forms
2. Certified true copy of the Charitable Incorporation Status
3. Certified true copy of the Minutes of Meeting [to open a FD a/c with Hong Leong Finance & operation of account]
4. Certified true copy of Constitution or By Law
5. Mandate of Fixed Deposit Account Operation with Authorized Names, NRIC and Specimen Signatures
6. Certified true copy of Signatories’ NRIC
7. Letter of Instruction for Opening & Placement of Funds for the Fixed Deposit Account
MCST
1. Duly signed Application Form, Account Operating Mandate, FATCA, CRS and Authority & Indemnity Forms
2. Certified true copy of Land Title Deed Constitution.
3. Certified true copy of Minutes of Meeting [on the opening of Fixed Deposit Account with Hong Leong Finance and its operation]
4. Mandate of Fixed Deposit Account Operation with Authorized Names, NRIC and Specimen Signatures
5. Certified true copy of Signatories’ NRIC
6. Letter of Instruction for Opening & Placement of Funds for the Fixed Deposit Account

Note: The above is subject to changes and additional documentation may be required depending on the structure of the organisation.

Interest Rates

As at 03 Nov 2025, 10.30 am

Tenure (Months)	Board Rates (<= S$50,000)	Special Rates (> S$50,000)
1	0.050	0.125
2	0.050	0.125
3	0.100	0.150
4	0.100	0.150
5	0.100	0.150
6	0.150	0.200
7	0.150	0.200
8	0.150	0.200
9	0.200	0.300
10	0.200	0.300
11	0.200	0.300
12	0.250	0.350
13	0.250	0.350
15	0.300	0.400
18	0.300	0.400
21	0.300	0.400
24	0.300	0.400
30	0.300	0.400
36	0.300	0.400

Notes:

Minimum placement sum for 1 or 2 months deposit is S$10,000, and for the longer terms is S$500.
For sums of S$1 million and higher, please enquire at our branches for rates.
Rates are only indicative and subject to change at any time without prior notice.
Terms and Conditions governing deposit accounts..