Enjoy monthly interest payout of up to 0.95% p.a. for 12 months in our | Golden 55 Plus Account Singapore Dollar Fixed Deposit

If you are age 55 years or older, and looking for a secure, high return fixed deposits to support your retirement, Golden 55 Plus is designed just for you. With monthly interest payouts, you are ensured a steady stream of income to support your lifestyle, while keeping your savings secure. Enjoy attractive interest rates, flexible tenures, and a 5% maturity bonus to maximse your financial stability. Step into your golden years with financial peace of mind.

Details

Minimum deposit of above S$50,000
Auto-credit of monthly interest payout and maturity bonus into your linked Savings Account
Easy opening of Savings Account with minimum S$10 initial deposit

Fixed Deposit will be renewed automatically with principal and interest on same tenure upon maturity and Fixed Deposit Advice will be issued for customers’ record. Click here for more details.

For contactless transactions, customers may use Instruction Form for top-up of the Fixed Deposit, renewal to a different tenure or withdrawal. Click here to find out more.

Documents Required (For onboarding)

For Singaporeans and Singapore PRs
- Identity Card
For Foreigners
- Identity Card and Passport (For Malaysian) / Passport (For other Nationalities)
- Valid Work Permit / S Pass / Employment Pass / Student Pass
- Proof of local mailing address (within the last 3 months)
  - Local utility bill or
  - Local telecommunication bill or
  - Local bank statement

Interest Rates

Tenure (Months)	Interest Rates¹ (% p.a.)	Maturity Bonus² (%)	Effective Rate³ (% p.a.)
12	0.950	5.000	1.001
15	0.900	5.000	0.947
18	0.900	5.000	0.947
24	0.900	5.000	0.947

Notes:

Applicable to depositors aged 55 years old and above. For deposit amount of S$50,001 to S$999,999. No premature withdrawal penalty.
Depositors are entitled the Maturity Bonus on the Fixed Deposit interest earned when they complete the 12‑month, 15‑month, 18‑month, or 24‑month Fixed Deposit term.
Rates are only indicative and subject to change at any time without prior notice.
Terms and Conditions governing deposit accounts.