Fixed Deposits & Savings - Hong Leong Finance

Attractive Fixed Deposit Rates

Senior Citizen Bonus Rate

Auto-renewal Upon Maturity

Secure your future with our Fixed Deposits, a safe and reliable way to grow your wealth. Enjoy attractive fixed deposit rates, exclusive bonus rates for seniors, and flexible tenures that suit your financial goals. With the ease of auto-renewal upon maturity, your savings continue to work harder for you, helping you build financial stability and peace of mind.

Fixed Deposit Branch Opening Special Promotion

Branch Opening Special for Punggol Coast Mall. 1.28% p.a. for 5 months placement of min. $80k fresh funds.

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Online Fixed Deposit Special

Earn HIGHER interest rates of up to 1.10% p.a.
Exclusive for existing customers with fixed deposit and saving accounts.

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Fixed Deposit Promotion

Grow your money, the reliable way. Enjoy attractive rates up to 1.05% p.a.

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Highlights

Looking for competitive FD rates in Singapore? Check out our attractive fixed deposit interest rates with flexible tenures and minimum deposit amounts.

Minimum deposits for different tenures are:

S$500 for 3 to 36 months
S$10,000 for 1 to 2 months

Click here for our promotions.

Preferential senior citizen fixed deposit rates in Singapore are available for non-promotional deposits below S$50,000 with a tenure of 12 months or longer.

Your fixed deposit will be renewed automatically at maturity - principal and interest - for the same tenure, based on prevailing Board rates. A Fixed Deposit Advice will also be issued for your records.

For contactless transactions, customers may use Instruction Form for top-up of the Fixed Deposit, renewal to a different tenure or withdrawal. Click here to find out more.

Documents Required (For onboarding)

For Singaporeans and Singapore PRs
- Identity Card
For Foreigners
- Identity Card and Passport (For Malaysian) / Passport (For other Nationalities)
- Valid Work Permit / S Pass / Employment Pass / Student Pass
- Proof of local mailing address (within the last 3 months)
  - Local utility bill or
  - Local telecommunication bill or
  - Local bank statement

Interest Rates

As at 03 Nov 2025, 10.30 am

Tenure (Months)	Board Rates (<= S$50,000)	Special Rates (> S$50,000)
1	0.050	0.125
2	0.050	0.125
3	0.100	0.150
4	0.100	0.150
5	0.100	0.150
6	0.150	0.200
7	0.150	0.200
8	0.150	0.200
9	0.200	0.300
10	0.200	0.300
11	0.200	0.300
12	0.250	0.350
13	0.250	0.350
15	0.300	0.400
18	0.300	0.400
21	0.300	0.400
24	0.300	0.400
30	0.300	0.400
36	0.300	0.400

Notes:

Add on senior citizen rate of 0.125% p.a. for Board Rates (<= S$50,000) if
1. You are aged 55 or above;
2. Your placement of fixed deposit is for 12 months or above; AND
3. Your placement of fixed deposit is done at the branch
For sums of S$1 million and higher, please enquire at our branches for rates.
For Non-Individual Accounts, please enquire at our branches for rates.
Minimum placement sum for 1 or 2 months deposit is S$10,000, and for the longer terms is S$500.
Overdue Fixed Deposit (3 to 36 months) will be paid on the then prevailing Board Rate for completed quarter(s) or cycle(s).
Short Term Monthly Deposits (1 & 2 months) - Overdue Fixed Deposit will be paid on the then prevailing Board Rate for each successive cycle (original tenure).
Rates are only indicative and subject to change at any time without prior notice.
Terms and Conditions governing deposit accounts.