SME Working Capital Loan

SME Working Capital Loan

Empowersme to manage cash flow with ease

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Unlock growth with our SME working capital loan designed to keep your operations running smoothly. Whether you’re covering payroll, stocking inventory, or seizing a timely opportunity, our facility gives your business working capital financing with confidence.

With the backing of a government assistance scheme, you can borrow up to S$0.5 million with flexible repayment plan up to 5 years, all under a predictable fixed interest rate. If you’re seeking cash flow support for SMEs, this is your straightforward solution.

Let’s power your business forward, apply today and stay ahead with the capital you need.

Highlights

  • Ease cashflow management with fixed interest rate
  • Term loan of up to 5 years
  • Access up to S$0.5 million per Borrower
  • Up to S$5 million maximum per Borrower Group

Eligibility

  • Business entity that is registered and operating in Singapore
  • Minimum 30% local shareholdings (Singaporean or Singapore PRs)
  • Group's annual turnover not exceeding S$100 million or group's employment size not more than 200
  • Ultimate group’s annual turnover not exceeding S$500 million
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