Enhanced EFS SME Working Capital Loan Top Banner


Improve your cash flow

Access to additional funds for working capital needs

Fixed interest rate

Flexible repayment terms and fixed interest rate for easy cash flow planning


No loan security required


Documents Required*

  • Latest 2 years company financials
  • Minimum latest 3 months bank statements
  • NRIC and latest 2 years Notice of Assessment of guarantor/s

*Additional documents may be required on a case by case basis.

Other Benefits

Eligible for free Hong Leong Finance Exclusive Privileges Programme membership

  • Enjoy up to 30% off for hotel dining and discounted hotel stay


  • Business entity with set up of at least 2 years
  • Be incorporated and operating in Singapore
  • At least 30% local shareholding
  • Group annual sales revenue of not more than S$100 million or group employment size of not more than 200 workers
  • Maximum Borrower Group revenue cap at S$500 million for all enterprises

Calculate Your Loan Repayment

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Computation Results

Monthly Instalment


Results are indicative values only.
Terms and conditions apply.


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