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HDB Home Loan Calculator

Ease of Calculating Your Monthly Repayment

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Calculate Your Repayment

years
Please enter age from 21 to less than 70.
S$
Invalid loan amount entered.
years
Maximum loan tenure is 30 years or 70 years of age, whichever is earlier.

Computation Results

1st Year Monthly Instalment

S$1,000.00

2nd Year Monthly Instalment

S$1,000.00

3rd Year Monthly Instalment

S$1,000.00

Thereafter Monthly Instalment

S$1,000.00

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Disclaimer:
Results are indicative values only.
Terms and conditions apply.

HDB Home Loan Interest Rates

Interest Rates (% per annum)
Period Interest Rate (% p.a.)
1st Year 1.85 (Fixed)
2nd Year 1.85 (Fixed)
3rd Year 1.85 (Fixed)
Thereafter 3.50 (HHR - 3.50)

Published rates are as of 9 Sep 2025

Notes

  1. HDB Home Rate (HHR) is 7.00% p.a.
  2. Rates are for loan amount above S$500,000.
  3. Rates are only indicative and subject to change at any time without prior notice.
Interest Rates (% per annum)
Period Interest Rate (% p.a.)
1st Year 1.85 (Fixed)
2nd Year 1.85 (Fixed)
3rd Year 3.50 (HHR - 3.50)
Thereafter 3.50 (HHR - 3.50)

Published rates are as of 9 Sep 2025

Notes

  1. HDB Home Rate (HHR) is 7.00% p.a.
  2. Rates are for loan amount above S$500,000.
  3. Rates are only indicative and subject to change at any time without prior notice.
Interest Rates (% per annum)
Period Interest Rate (% p.a.)
1st Year 2.38 (HHR - 4.62)
2nd Year 2.38 (HHR - 4.62)
3rd Year 3.50 (HHR - 3.50)
Thereafter 3.50 (HHR - 3.50)

Published rates are as of 9 Sep 2025

Notes

  1. HDB Home Rate (HHR) is 7.00% p.a.
  2. Rates are for loan amount above S$500,000.
  3. Rates are only indicative and subject to change at any time without prior notice.