Enhanced EFS SME Working Capital Loan Top Banner


Improve your cash flow

Access to additional funds for working capital needs

Fixed interest rate

Flexible repayment terms and fixed interest rate for easy cash flow planning


No loan security required


  • Term loan of up to 5 years.
  • Access up to S$1,000,000 per Borrower

Other Benefits

Eligible for free Hong Leong Finance Exclusive Privileges Programme membership

  • Enjoy up to 30% off for hotel dining and discounted hotel stay


  • Be incorporated and operating in Singapore
  • At least 30% local shareholding
  • Group annual sales revenue of not more than S$100 million or group employment size of not more than 200 workers
  • Maximum Borrower Group revenue cap at S$500 million for all enterprises

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